As the term 'micro' implies, these are small-sized short-term loans typically provided to small business owners and individuals or entrepreneurs who have limited access to financial resources. 

The primary objective of these loans is to support small traders, startups and micro-enterprises, helping borrowers cover initial setup costs, finance small business operations, or address urgent working capital needs.

Micro loans are typrically repaid from 1 month to 6 months.

Key Features:

• No audited financial statements required.
• Quick loan application
• Fast disbursals.
• Flexible repayment terms.
• Flexible collateral structure.
• Borrow up to N5m (Five Million Naira).
   

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